Goodwill Letter

Had  a couple late payments? Use this goodwill letter to request the creditor (who you originally owe/owed the debt to) send a form to the credit bureaus remove the negative items.

This is best for those have a long standing relationship with creditor and more positive payment history than negative. For example, 5 years with an open account with 2 months of late payments that have since been paid.

This can also work for those who have a shorter relationship however, there is an emphasis of having more positive payment than negative payment history.